Building Trust Through Security

For over a decade, Ethoca has been at the forefront of digital payment security, empowering businesses to innovate freely while we handle fraud detection, chargebacks, and risk management.

Join Our Mission Read Our Story

Our Mission

In 2014, a group of ex-payment security architects and fraud investigators founded Ethoca to solve the urgent problem of digital payment fraud. We saw how merchants were losing hundreds of millions to organized cybercrime - and that needed to change.

Today, our AI-powered platform analyzes 500+ risk factors per transaction, with zero tolerance for false positives. We're not just a tool - we're a security partner, adapting to fraud patterns in milliseconds while ensuring seamless customer experiences.

Explore Our Timeline ➜

2014

Founded

2500+

Global Merchants Protected

99.96%

Fraud Detection Rate

$12B+

Fraud Losses Prevented

Leadership Team

Our team of payment security veterans, data scientists, and customer experience experts are redefining how the world thinks about digital commerce security.

Anna Lin

CEO & Co-founder

Former payment security architect at Visa, leading machine learning initiatives for fraud detection.

Marcus Chen

CTO & Co-founder

AI fraud detection systems expert with 15+ years in payment technology.

Sofia Alvarez

CPO

World-class product leader with 20+ years of experience in enterprise security solutions.

James Carter

CFO

Financial strategist for tech startups with successful exits and IPOs experience.

Our Culture

Integrity First

We treat customer data with the highest security standards - because trust is our foundation.

Innovation Obsession

Our R&D team inventss new fraud patterns daily to stay ahead of cybercriminals.

Customer Focus

We measure success by your security outcomes, not just by our metrics.

Global Impact

Protecting 83 of the top 100 global online retailers from sophisticated payment fraud.

25+ Offices Worldwide

2024 Achievements

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45% revenue growth

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New AI fraud model release: 22% more accurate

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Acquired 3 cybersecurity startups

Our Journey

2014

Founded

Started as a boutique fraud analysis team for e-commerce platforms. Launched first payment risk scoring API.

Security Startup

2016

First Enterprise Client

Signed with Target to protect their online sales from bot attacks and card testing fraud.

E-Commerce Retail

2021

White-Label Platform Launch

Rebranded to support ISO 27001 security standards. Launched branded fraud detection for payment processors and gateways.

White-Label Expansion

2025

AI-Predictive Platform

Launched the next generation of fraud prevention using quantum computing models for real-time pattern recognition.

AI Innovation

Let's Build the Future of Payment Security

We're looking for creative minds who want to tackle complex problems at the intersection of AI, cybersecurity, and global e-commerce. Join a team where innovation meets impact.

View Current Openings