1. Acceptable Use

• Use the platform only in accordance with applicable law
• No spamming, phishing, or malicious activities
• Prohibited content: hate speech, discrimination, or illegal activities
• Comply with all local laws and regulations

2. Intellectual Property

• Content is protected by trademark and copyright law
• Users retain copyright to personal content
• Content must not infringe third-party rights
• User grants a non-exclusive license to use their content

3. Disclaimers

• Platform is provided "as is" with no warranties
• No financial or legal advice is provided
• Not responsible for third-party content
• No liability for system outages or data loss

4. Termination

• Accounts may be terminated for policy violations
• Failure to maintain valid terms agreement
• Abuse of platform tools/visualizers
• Fraudulent or deceptive behavior

5. Governing Law

These terms are governed by laws of United States of America. For disputes, you agree to personal jurisdiction and venue in United States courts.

6. Updates

We may update these terms at any time. Changes are effective upon posting and will be displayed here. Continue using the service after changes implies acceptance of updated terms.